Jayevan Foster is a Licensed Life Insurance Advisor and the founder of Foster Insures. He brings technical experience, human connection, and long-term service to every client relationship.

Based in St. Catharines and proudly serving individuals, families, and business owners across Ontario, he provides clear, personal guidance for all types of life and health protection, as well as comprehensive group benefits solutions. With more than fifteen years of relationship-driven experience, he is known for his clarity, integrity, and ability to simplify complex insurance decisions.

• Queen’s University – Bachelor of Arts (Honours), 2008–2013

• Schulich School of Business, York University – MBA Certificate, 2020

• LLQP Licensed – 2019

• IBM’s Artificial Intelligence Fundamentals – Currently enrolled

• Ongoing professional development across insurance, business planning, and technology to provide clients with informed, future-focused guidance.

Working inside large insurance organizations gave Jayevan a deep understanding of how the industry operates. He often found himself advocating for clients across several departments, helping ensure every detail was handled properly. While he valued what he learned, he felt clients would benefit from a simpler, more personal process. He started Foster Insures to give people one dedicated advisor who oversees every step from start to finish.

Jayevan provides clear, future-proof planning for both families and business owners. His expertise includes:

• Life insurance

• Critical illness protection

• Disability coverage

• Child plans

• Annuities

• Group Benefits

• Buy–sell funding and executive protection

• Comprehensive insurance reviews

• Strategies for high-risk or complex applications

Whether simple or highly technical, his priority is to make the process easy to understand.

Jayevan supports individuals, families, and organizations across Ontario, including:

• New parents and growing families

• Homeowners

• First-time insurance buyers

• Self-employed professionals

• Incorporated professionals

• Small and mid-sized businesses

• Enterprise businesses across technology, healthcare, retail, finance, and service-based sectors

• Business owners needing corporate planning or executive protection

• Anyone with existing coverage who wants a comprehensive, no-pressure review

He shops the market across major Canadian carriers to find the right fit for each client.

The Foster Insures experience is designed to be simple, clear, and fully guided.

1. Step 1 — Start With the Right Form

   Your first step depends on the type of coverage you're looking for:

   Life or Health Insurance
   → You begin by completing a short pre-screening questionnaire, followed by a needs analysis form, so Jayevan can understand your situation and goals right away.

   Group Benefits
   → You start with the Group Benefits Data Collection Form, which gives Jayevan the information needed to prepare an accurate proposal for your business.

   Step 2 — Book Your Consultation

   After submitting your form, you’ll book a Google Meet call through his calendar. This ensures a time that works for you and keeps the process efficient and organized.

   Step 3 — Your Personalized Review

   During the call, Jayevan will walk through your information with you, answer questions, and get a deeper understanding of your needs — whether you're protecting your family, your income, or your team.

   If your quote is ready at this stage, he’ll review it with you.
   If additional underwriting or plan design is required, he’ll complete the work immediately after the meeting.

   Step 4 — Your Personalized Proposal

   You’ll receive a clear, easy-to-understand proposal by email. It includes your options, pricing, recommendations, and guidance on choosing the right plan.

   Step 5 — A Lifetime Partnership

   Foster Insures doesn’t end at sign-up.
   You get ongoing support — policy reviews, updates, renewals, claims guidance, and a dedicated advisor who stays with you for the long term.

   The goal is simple: to protect you, your family, and your business for life.

Working with an independent advisor means your needs come first — not a company’s sales target.

As an independent broker, Jayevan:

• Has no obligation to sell a specific company’s product

• Shops multiple carriers to find competitive pricing

• Builds personalized plans instead of templated packages

• Offers the flexibility big institutions can’t

• Reviews every step himself, ensuring nothing is overlooked

• Provides advocacy during underwriting and beyond

Clients benefit from clarity, transparency, and a level of care that large departments often struggle to deliver.

Here are a few real examples of the clients Jayevan has helped:

Critical Illness Confidence:
A client who previously experienced a critical illness wasn’t sure she would qualify for new coverage. Jayevan guided her through the process with care, handled the underwriting complexities, and secured a CI policy she never thought she’d be eligible for.

Protecting a Partnership:
He assisted business partners in setting up a buy–sell agreement funded by insurance, ensuring both the company and their families would be protected if something unexpected happened.

High-Risk, High Reward:
A high-risk client with inconsistent financials needed permanent coverage. Jayevan structured the application, addressed concerns proactively, and secured an affordable long-term solution.

Supporting a Health Journey:
A business owner needed a group benefits plan that supported her prescription needs during a weight loss journey. Jayevan designed a plan that aligned with her goals and budget.

His ability to shop the full Canadian market has consistently resulted in stronger coverage, better value, and policies tailored to each client’s long-term goals.

Jayevan compares coverage across major Canadian insurers, including:

Equitable Life
Foresters Financial
Desjardins
Manulife
Canada Life
IA Financial Group
Empire Life
RBC Insurance
Assumption Life
BMO Insurance
Canada Protection Plan

If there is a specific carrier you prefer that isn’t listed here, Jayevan can still submit the application. There is no barrier in that regard. His goal is to ensure every client receives the best fit for their needs, budget, and long-term goals.

Outside the office, Jayevan is a proud girl dad who loves spending time with his two daughters and his wife.

He is an avid golfer, celebrating his first hole-in-one and a 92 score this year. He works out consistently, practices the Miracle Morning routine, and reads one book every month.

A passionate foodie, he loves supporting the Niagara food scene — especially Ma’s Chinese Cuisine, Beechwood Donuts, and Kully’s in downtown St. Catharines after a local game.

He brings that same energy and commitment to his personal life as he does to every client relationship.