Small Businesses

Small businesses rely on great people, and offering benefits is one of the strongest ways to attract and keep them. Whether you have a team of two or twenty, we can build a plan that fits your budget and supports your employees’ wellbeing. Coverage is flexible, scalable, and designed to grow with your business. With the right benefits in place, your team stays protected — and your business stays competitive.

Who Qualifies

  • Incorporated businesses with employees

  • Small teams (2–50 people)

  • Family-run businesses

  • Start-ups and early-stage companies

  • Trades & contractors with multiple workers

  • Beauty & wellness businesses with staff

  • Tech, service, hospitality, retail, and more

What You Can Offer Your Team

  • Health & dental coverage

  • Prescription drug coverage

  • Health Spending Accounts (HSA)

  • Employee Assistance Programs (EAP)

  • Vision, specialist care & paramedical services

  • Optional life, disability, and critical illness

  • Flexible plans that grow as your team grows

  • Most plans start with as few as 2 people, and some carriers allow even more flexibility, especially for family-run companies or businesses with part-time staff.

  • In many cases, yes. You can often create different plan levels (for example: owner, management, staff) so every part of your team gets the support they need while keeping the plan affordable.

  • A Health Spending Account (HSA) is a tax-free account funded by the business that lets employees claim eligible health expenses. It’s flexible, easy to manage, and allows you to control costs while still offering meaningful support.

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