Privacy Policy

Last Updated: August 26, 2025

Foster Insures (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA), applicable provincial privacy laws, and the Canadian Anti-Spam Legislation (CASL).

1. Collection of Personal Information

We may collect personal information when you:

  • Submit an inquiry or request a quote through our website

  • Communicate with us by phone, email, or other means

  • Provide information necessary to evaluate insurance coverage

This information may include your name, contact details, financial information, health information, and other details relevant to insurance services.

2. Use of Personal Information

Your personal information is used to:

  • Provide insurance advice, quotes, and services

  • Communicate with you regarding your insurance needs

  • Comply with legal and regulatory requirements

In the future, with your express consent, your information may also be used to send you newsletters and updates related to insurance products and services.

3. Consent

By submitting your personal information, you consent to its collection, use, and disclosure as outlined in this Privacy Policy. You may withdraw your consent at any time by contacting us (see Section 7).

4. Disclosure of Personal Information

We do not sell or rent your information. We may share your personal information with:

  • Insurance carriers, underwriters, or providers for the purpose of obtaining quotes and processing applications

  • Third-party service providers (such as website hosting, IT support, or secure email services), who are bound by confidentiality obligations

5. Security & Retention

We maintain physical, electronic, and procedural safeguards to protect your personal information. Information is retained only as long as necessary to fulfill the purposes for which it was collected or as required by law.

6. Electronic Communication & CASL Compliance

We comply with the Canadian Anti-Spam Legislation (CASL). We will only send electronic communications with your express consent. Each communication will include an option to unsubscribe.

7. Access & Questions

You have the right to access and correct your personal information or withdraw consent to its use. Please contact:

Privacy Officer
Jayevan Foster, Licensed Life Insurance Advisor
Foster Insures
St. Catharines, Ontario, Canada
📧 Email: jayevan@fosterinsures.com
📞 Phone: 905-516-8855

8. Updates to This Policy

This Privacy Policy may be updated periodically. Any changes will be posted on this page with the revised “last updated” date.

Terms of Use & Disclaimer

1. General Information

The content on this website is provided for general informational purposes only and does not constitute professional advice. Insurance coverage decisions should not be made solely on the basis of information from this website.

2. No Guarantee of Coverage

Submitting a request for information or a quote does not create an advisor-client relationship, nor does it guarantee insurance coverage. All applications are subject to review and approval by licensed insurance carriers.

3. Accuracy of Information

While we strive to ensure accuracy, Foster Insures makes no representations or warranties regarding the completeness, accuracy, or reliability of the information on this site.

4. External Links

This website may contain links to third-party websites. Foster Insures is not responsible for the content, policies, or practices of third parties.

5. Limitation of Liability

Foster Insures is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its content.

6. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.