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What Are Life/Health Solutions?

In one word: Protection. Life & Health Solutions help protect your family, your income, and your long-term financial security through a range of products designed to support you through life’s biggest moments. They include:

Life Insurance — A tax-free payment for your loved ones to cover mortgage, income replacement, debt, education costs, and final expenses.
Critical Illness Insurance — A tax-free lump sum if you’re diagnosed with a covered serious illness.
Disability Insurance — Replaces part of your income if an illness or injury prevents you from working.
Annuities — A guaranteed, predictable retirement income stream.

What are Group Benefits?

Group benefits create a competitive, cost-efficient way to support employee well-being, retention, and overall financial security. Plans often include:

Health & dental
Drug coverage
Life & disability
Health Spending Accounts
Wellness programs
And more

Designed for sustainable budgeting and long-term team support.

Why

Foster Insures

One dedicated advisor Fast response times Virtual convenience Simplified Complex Solutions Easy renewals 100% Canadian Owned and Operated Strong Canadian Partnerships

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What Clients Say.

I have permanent insurance, term coverage, and layered critical illness protection through Foster Insures. Jayevan has advised my family since my first child, guiding us through every milestone as we’ve grown. He’s proactive, incredibly accommodating with my schedule as a working mom, and takes initiative with renewals so we always have time to review options and choose the best products. Thanks to his diligence, I have one less thing to worry about. The turnaround is fast, the value is incredible, and we trust him completely."

- Client since 2020
I unfortunately had to make a claim on my critical illness policy. My diagnosis was one of the hardest times of my life, and the light at the end of the tunnel was Jayevan guiding me through every step. He was empathetic, supportive, and made the entire process as simple and pain-free as possible. I’m forever grateful he advised me on this policy in the first place. It truly changed my life and financial trajectory for the rest of my life. Thank you, Foster Insures.”

- Client since 2019